Journey cover provides you with an income if you are unable to work as a result of an accident when travelling directly to and from work.
While some states and territories include journey cover within their worker’s compensation schemes, Western Australia, South Australia, New South Wales, Tasmania and Victoria, do not, leaving employees in these states uninsured.
Journey Cover provides a low cost solution to bridge this gap. The cover insures a percentage of your income (usually 85%) for a given period (commonly two years). Cover begins after the employee is off work for a specified amount of time, from 7 days or greater, known as a waiting or excess period.
Additional benefits may also include:
- Rehabilitation costs
- Home / car modification costs and assistance
- Funeral expenses
How can I access these benefits?
We work with your employer to help bring this cover to you. As a broker, we can help design, negotiate and introduce benefits like Journey Cover into your company employee benefits programs or enterprise agreement.
To find out if you’re covered talk to your employer or union delegate today.